/* 
	the format of the tree definition file is simple,
	you can find specification in the Tigra Menu documentation at:
	
	http://www.softcomplex.com/products/tigra_tree_menu/docs/index.html#hierarchy
*/

var TREE_ITEMS = [
	['THE YOUNG INVESTOR: The North American Guide to Investing Online', 0, 
		['Preface', '../Preface.html'],
		['Legal Disclaimer', '../Legal_Disclaimer.html'],
		
		['Chapter 1 - Why Invest? ', '../Chapter1.html',
			['Save for a Rainy Day', '../Chapter1.html#Save'],
			['SetGoals', '../Chapter1.html#SetGoals'],
			['Take advantage of the Magical Power of Compounding', '../Chapter1.html#Take'],
			['Make the most of Government-sponsored  Retirement Pensions', '../Chapter1.html#Make', 
				['1. Canada Pension Plan', '../Chapter1.html#CPP'],
				['2. Old Age Security', '../Chapter1.html#OAS'],
				['3. Social Security', '../Chapter1.html#Soc'],
			],
			['Avoiding the Taxman...Building your Retirement Nest Egg', '../Chapter1.html#Avoiding', 
				['1. Registered Retirement Savings Plans (RRSPs)', '../Chapter1.html#RRSP'],
				['2. 401(k)', '../Chapter1.html#401k'],
				['3. Individual Retirement  Account (IRA)', '../Chapter1.html#IRA'],
				['4. Roth IRA & Roth 401(k)', '../Chapter1.html#Roth'],
			],
		 ],
		
		['Chapter 2 - A Global Market', '../Chapter2.html',
			['Globalization', '../Chapter2.html#Globalization'],
			['Economic Indicators', '../Chapter2.html#EconInd', 
				['1. Gross Domestic Product (GDP)', '../Chapter2.html#GDP'],
				['2. GDP Per Capita', '../Chapter2.html#GDPcap'],
				['3. Interest Rates', '../Chapter2.html#IR'],
				['4. Balance of Trade', '../Chapter2.html#BOT'],
				['5. Investment Rates', '../Chapter2.html#InvR'],
				['6. Foreign Direct Investment (FDI)', '../Chapter2.html#FDI'],
				['7. Research & Development (R&D)', '../Chapter2.html#RnD'],
			],
			['Sectors & Industries', '../Chapter2.html#SI'],
			['Market Indices', '../Chapter2.html#MI'],
			['The Markets', '../Chapter2.html#TheMarkets', 
				['1. The Stock Market', '../Chapter2.html#SM'],
				['2. The Bond Market', '../Chapter2.html#BM'],
				['3. The Foreign Exchange (Currency) Market', '../Chapter2.html#CM'],
				['4. The Commodities Market', '../Chapter2.html#Comm'],
			],
			['Market Cycles', '../Chapter2.html#MCyc', 
				['1. Forces', '../Chapter2.html#Forces'],
				['2. Cyclical & Non-Cyclical Industries', '../Chapter2.html#Cyc'],
				['3. The Bulls and The Bears', '../Chapter2.html#bull'],
				['4. Corrections and Bubbles', '../Chapter2.html#corr'],
			],
		 ],
		
		['Chapter 3 - Investment Types', '../Chapter3.html',
			['Savings Accounts, CDs, and GICs', '../Chapter3.html#Sav-CD-GIC', 
				['1. Savings Accounts', '../Chapter3.html#Savings'],
				['2. Certificates of Deposit (CDs)', '../Chapter3.html#CDs'],
				['3. Guaranteed Investment Certificates (GICs)', '../Chapter3.html#GICs'],
			],
			['Bonds', '../Chapter3.html#Bonds', 
				['Bond Basics', '../Chapter3.html#BondBasics'],
				['Bond Terminology', '../Chapter3.html#BondTerminology', 
					['1. Face Value', '../Chapter3.html#FaceValue'],
					['2. Coupon or Coupon Rate', '../Chapter3.html#Coupon'],
					['3. Maturity Date', '../Chapter3.html#MaturityDate'],
					['4. Term to Maturity', '../Chapter3.html#TermtoMaturity'],
					['5. Current Yield', '../Chapter3.html#CurrentYield'],
					['6. Yield to Maturity', '../Chapter3.html#YieldtoMaturity'],
					['7. Callable Bond', '../Chapter3.html#CallableBond'],
			      ],
				['Reading Bond Quotations', '../Chapter3.html#ReadingBondQuotations'],
				['Bond Types', '../Chapter3.html#BondTypes', 
					['1. Government Bonds', '../Chapter3.html#GovernmentBonds'],
					['2. Government of Canada Bonds', '../Chapter3.html#GovCanBonds'],
					['3. United States Treasury Bonds', '../Chapter3.html#USTBonds'],
					['4. Savings Bonds', '../Chapter3.html#SavingsBonds'],
					['5. Municipal Bonds', '../Chapter3.html#MunicipalBonds'],
					['6. Corporate Bonds', '../Chapter3.html#CorporateBonds'],
					['7. Corporate 每 Fixed-rate Bonds', '../Chapter3.html#CorporateFixed-rateBonds'],
					['8. Corporate 每 Callable Bonds', '../Chapter3.html#CorporateCallableBonds'],
					['9. Corporate 每 Zero-Coupon Bonds', '../Chapter3.html#CorporateZero-CouponBonds'],
					['10. Corporate 每 Convertible Bonds', '../Chapter3.html#CorporateConvertibleBonds'],
			    ],
				['Bond Ratings', '../Chapter3.html#BondRatings'],
				['Junk / High-Yield Bonds', '../Chapter3.html#JunkBonds'],
				['Tax Implications of Bonds', '../Chapter3.html#TaxImplicationsofBonds'],
			 ],

			['Stocks', '../Chapter3.html#Stocks', 
				['Market Capitilization', '../Chapter3.html#MarketCapitalization'],
				['Types of Stock', '../Chapter3.html#Typesofstock', 
					['1. Growth Stocks', '../Chapter3.html#GrowthStocks'],
					['2. Value Stocks', '../Chapter3.html#ValueStocks'],
					['3. Dividend (or Income) Stocks', '../Chapter3.html#DividendStocks'],
					['4. Penny Stocks', '../Chapter3.html#PennyStocks'],
			      ],
			 ],

			['Mutual Funds', '../Chapter3.html#MutualFunds', 
				['Fees and charges', '../Chapter3.html#Feesandcharges'],
				['Types of Mutual Funds', '../Chapter3.html#TypesofMutualFunds', 
					['1. Equity Funds', '../Chapter3.html#EquityFunds'],
					['2. Bond Funds', '../Chapter3.html#Bond Funds'],
					['3. Money Market Funds', '../Chapter3.html#MoneyMarketFunds'],
					['4. Balanced Funds', '../Chapter3.html#BalancedFunds'],
					['5. Growth Funds', '../Chapter3.html#GrowthFunds'],
					['6. Value Funds', '../Chapter3.html#ValueFunds'],
					['7. Dividend Funds', '../Chapter3.html#DividendFunds'],
					['8. Large, Mid, and Small-cap Funds', '../Chapter3.html#CapFunds'],
					['9. Specialty funds', '../Chapter3.html#SpecialtyFunds'],
					['10. Global Funds', '../Chapter3.html#GlobalFunds'],
					['11. Index Funds', '../Chapter3.html#IndexFunds'],
			     ],
			 ],
			['Exchange-Traded Funds (ETFs)', '../Chapter3.html#ETFs'],
			['American Depositary Receipts (ADRs)', '../Chapter3.html#ADRs'],
			['Commodities', '../Chapter3.html#Commodities', 
				['Gold', '../Chapter3.html#Gold', 
					['1. Some Facts about Gold', '../Chapter3.html#SomeFactsaboutGold'],
					['2. Ways to invest in Gold', '../Chapter3.html#WaystoinvestinGold'],
					['3. Gold Bars and Coins', '../Chapter3.html#GoldBarsandCoins'],
					['4. Gold Certificates', '../Chapter3.html#GoldCertificates'],
					['5. Gold-Denominated Currency Accounts', '../Chapter3.html#Gold-DenominatedCurrencyAccounts'],
					['6. Gold Stocks and Mutual Funds', '../Chapter3.html#GoldStocksandMutualFunds'],
					['7. Gold Exchange-Traded Funds (ETFs)', '../Chapter3.html#GoldETFs'],
					['8. Factors affecting the price of Gold', '../Chapter3.html#Factors'],
			     ],
				['Silver', '../Chapter3.html#Silver'],
				['Diamonds', '../Chapter3.html#Diamonds'],
				['Oil', '../Chapter3.html#Oil', 
					['Ways to invest in Oil:', '../Chapter3.html#WaystoinvestinOil'],
					['  1. Oil Stocks', '../Chapter3.html#OilStocks'],
					['  2. Oil-related ETFs and Mutual Funds', '../Chapter3.html#OilETFs'],
					['  3. Oil Sands to the Rescue!', '../Chapter3.html#OilSands'],
			     ],
				['Currencies', '../Chapter3.html#Currencies'],
			 ],
            ],
		
			['Chapter 4 - General Investing Guidelines & Tips', '../Chapter4.html',
			['1. Get started and keep at it', '../Chapter4.html#GetStarted'],
			['2. Do not invest in what you do not understand', '../Chapter4.html#DontUnderstand'],
			['3. Do your homework', '../Chapter4.html#Homework'],
			['4. Diversify.  Diversify.  Diversify.', '../Chapter4.html#Diversify'],
			['5. Buy low, Sell high', '../Chapter4.html#BuyLow'],
			['6. Manage risk', '../Chapter4.html#ManageRisk', 
				['What is risk?', '../Chapter4.html#WhatIsRisk'],
				['Types of Risk', '../Chapter4.html#TypesOfRisk',
					['a. Market Risk', '../Chapter4.html#MarketRisk'],
					['b. Recession Risk', '../Chapter4.html#RecessionRisk'],
					['c. Interest Rate Risk', '../Chapter4.html#InterestRateRisk'],
					['d. Currency Risk', '../Chapter4.html#CurrencyRisk'],
					['e. Political Risk', '../Chapter4.html#PoliticalRisk'],
				],	
				['Risk and Return', '../Chapter4.html#RiskAndReturn'],
				['Risk Tolerance', '../Chapter4.html#RiskTolerance'],
				['Ways to Reduce Risk', '../Chapter4.html#ReduceRisk'],
			],
			['7. Have an investment strategy', '../Chapter4.html#InvestmentStrategy'],
			['8. Follow-up on your investments', '../Chapter4.html#FollowUp'],
			['9. Tune-out the noise', '../Chapter4.html#TuneOut'],
			['10. Take some profits and cut your losses', '../Chapter4.html#TakeProfits'],
			['11. Re-balance your portfolio', '../Chapter4.html#ReBalance'],
		    ],
			
			['Chapter 5 - Avoid Mutual Funds...Embrace Exchange-Traded Funds', '../Chapter5.html',
			['What you do not know about the Mutual Fund Industry', '../Chapter5.html#WhatDontKnow'],
			['It is the fees that kill you!', '../Chapter5.html#KillingFess'],
			['Tax inefficiencies of mutual funds', '../Chapter5.html#TaxInefficiencies'],
			['Buy the stock of the mutual fund companies instead!', '../Chapter5.html#BuyStockInstead'],
			['Side-by-Side: mutual funds versus ETFs', '../Chapter5.html#SidebySide'],
		    ],	
			
			['Chapter 6 - Anatomy of a Stock', '../Chapter6.html',
			['Fundamental and technical analysis', '../Chapter6.html#FundTech'],
			['The Annual Report', '../Chapter6.html#AnnualReport', 
				['1. Letter to the shareholders', '../Chapter6.html#LetterToShareholders'],
				['2. Highlights of the past year', '../Chapter6.html#Highlights'],
				['3. Management discussion and analysis', '../Chapter6.html#ManagementAnalysis'],
				['4. Auditor＊s report', '../Chapter6.html#AuditorsReport'],
				['5. Financial statements', '../Chapter6.html#FinancialStatements'],
				['6. Notes to financial statements', '../Chapter6.html#Notes'],
				['7. Corporate information', '../Chapter6.html#CorporateInfo'],
			],
			['Financial statements and ratios', '../Chapter6.html#FinancialStatementsRatios', 
				['The Income Statement', '../Chapter6.html#IncomeStatement'],
				['The Balance Sheet', '../Chapter6.html#BalanceSheet'],
				['The Cash Flow Statement', '../Chapter6.html#CashFlowStatement'],
				['More financial ratios please!', '../Chapter6.html#MoreRatios'],
			],
		    ],
			
			['Chapter 7 - Do it Yourself! Online Investing', '../Chapter7.html',
			['Your Financial Goals, Investment Objectives, and Investment Strategy', '../Chapter7.html#Goals'],
			['How Online Trading Works', '../Chapter7.html#HowTradingWorks', 
				['Types of Orders', '../Chapter7.html#TypesofOrders', 
					['Market Order', '../Chapter7.html#MarketOrder'],
					['Limit Order', '../Chapter7.html#LimitOrder'],
					['Stop Order', '../Chapter7.html#StopOrder'],
					['Stop-Limit Order', '../Chapter7.html#StopLimitOrder'],
					['Stop-Loss Order', '../Chapter7.html#StopLossOrder'],
					['Day Order', '../Chapter7.html#DayOrder'],
					['All or None', '../Chapter7.html#AllorNone'],
					['Fill or Kill', '../Chapter7.html#FillorKill'],
					['Good Till Cancelled', '../Chapter7.html#GoodTillCancelled'],
					['Open Order', '../Chapter7.html#OpenOrder'],
			      ],
				['Types of Accounts', '../Chapter7.html#TypesofAccounts', 
					['Cash Account', '../Chapter7.html#CashAccount'],
					['Margin Account', '../Chapter7.html#MarginAccount'],
					['Retirement Account', '../Chapter7.html#RetirementAccount'],
			    ],
				['How to Choose an Online Broker', '../Chapter7.html#HowtoChoose', 
					['Full-Service versus Discount-Brokers', '../Chapter7.html#FullService'],
					['Broker Background, Reputation, and Investor Protection', '../Chapter7.html#Background'],
					['Ten Key Selection Criteria', '../Chapter7.html#KeySelectionCriteria',
					 	['1. Costs', '../Chapter7.html#Costs',
						 	['a. Trading Commissions', '../Chapter7.html#TradingComm'],
							['b. Hidden fees', '../Chapter7.html#HiddenFees'],
			    		],
						['2. Minimum initial deposit and account balance', '../Chapter7.html#MinimumDeposit'],
						['3. Investment selection and available markets', '../Chapter7.html#InvestmentSelection'],
						['4. Level of customer service', '../Chapter7.html#LevelofCustomerService'],
						['5. Alternative methods for placing trades', '../Chapter7.html#Alternative'],
						['6. Information', '../Chapter7.html#Information',
						 	['a. financial planning', '../Chapter7.html#finplan'],
							['b. investor training resources', '../Chapter7.html#invtrain'],
							['c. company and mutual fund information, quotes, and other investment data', '../Chapter7.html#compquote'],
							['d. currency exchange information', '../Chapter7.html#currency'],
			    		],
						['7. Tools', '../Chapter7.html#Tools',
						 	['a. asset allocation tool', '../Chapter7.html#assetalloc'],
							['b. portfolio management and performance tool', '../Chapter7.html#portfmgmt'],
							['c. downloadable spreadsheets', '../Chapter7.html#spreadsheets'],
							['d. alerts', '../Chapter7.html#alerts'],
							['e. stock and fund screeners and filters', '../Chapter7.html#screeners'],
			    		],
						['8. Website design and functionality', '../Chapter7.html#DesignFunctionality'],
						['9. Banking services', '../Chapter7.html#BankingServices'],
						['10. Interest rate on cash', '../Chapter7.html#Interest'],
			      ],
			    ],
			 ],

			['Broker Surveys', '../Chapter7.html#BrokerSurveys'],
			['Online Brokers', '../Chapter7.html#OnlineBrokers'],
			['Investment Portals', '../Chapter7.html#InvestmentPortals', 
				['1. Morningstar', '../Chapter7.html#Morningstar'],
				['2. globeinvestor.com & globefund.com', '../Chapter7.html#Globeinvestor'],
				['3. CBS＊s MarketWatch', '../Chapter7.html#CBSMarketwatch'],
				['4. SmartMoney.com', '../Chapter7.html#SmartMoney'],
				['5. Yahoo! Finance', '../Chapter7.html#YahooFinance'],
				['6. Bloomberg.com', '../Chapter7.html#Bloomberg'],
				['7. MSN Money', '../Chapter7.html#MSNMoney'],
				['8. Reuters Investing', '../Chapter7.html#ReutersInvesting'],
				['9. CNNMoney.com', '../Chapter7.html#CNNMoney'],
				['10. CNBC.com', '../Chapter7.html#CNBC'],
				['11. CANOE Money (Canada)', '../Chapter7.html#CANOE'],
				['12. ARGENT (Quebec, in French)', '../Chapter7.html#ARGENT'],
				['13. BNN 每 Business News Network (Canada)', '../Chapter7.html#BNN'],
				['14. Investor＊s Business Daily', '../Chapter7.html#InvestorsBusinessDaily'],
				['15. TheStreet.com', '../Chapter7.html#TheStreet'],
				['16. Google Finance', '../Chapter7.html#GoogleFinance'],
			 ],
			['Charting Services', '../Chapter7.html#'],
            ],
			
			['Chapter 8 - Alternative Investment Strategies', '../Chapter8.html',
			['1. Use Your Education', '../Chapter8.html#UseYourEducation'],
			['2. Start your own Business or Charitable Organization', '../Chapter8.html#StartYourOwnBusines'],
			['3. Own Real Estate', '../Chapter8.html#OwnRealEstate'],
			['4. Collect Collectibles', '../Chapter8.html#CollectCollectibles', 
				['a. Coins', '../Chapter8.html#Coins'],
				['b. Art & Antiques', '../Chapter8.html#ArtAntiques'],
				['c. Wine', '../Chapter8.html#Wine'],
				['d. Comics', '../Chapter8.html#Comics'],
			],
			['5. Invest in Water', '../Chapter8.html#InvestinWater', 
				['Supply and Demand', '../Chapter8.html#SupplyandDemand'],
				['The Water Industry and Investment Plays', '../Chapter8.html#InvestmentPlays'],
			],
		 ],
	
			['Chapter 9 - The Offshore Advantage', '../Chapter9.html',
			['Myths & Facts', '../Chapter9.html#MythsandFacts', 
				['Myth #1 每 Offshore banking is for criminals and money launderers', '../Chapter9.html#Myth1'],
				['Myth #2 每 Offshore banking is only for the rich and wealthy', '../Chapter9.html#Myth2'],
				['Myth #3 每 It is illegal', '../Chapter9.html#Myth3'],
				['Myth #4 每 Offshore bank accounts are ※numbered§ and ※anonymous§', '../Chapter9.html#Myth4'],
			],
			['What is Offshore Banking and Investing?', '../Chapter9.html#WhatisOffshoreBanking'],
			['Why go Offshore?', '../Chapter9.html#WhygoOffshore', 
				['1. Asset Protection', '../Chapter9.html#AssetProtection'],
				['2. Financial Privacy', '../Chapter9.html#FinancialPrivacy'],
				['3. Tax Avoidance', '../Chapter9.html#TaxAvoidance'],
				['4. Investment Diversification', '../Chapter9.html#InvestmentDiversification'],
				['5. Succession Planning', '../Chapter9.html#SuccessionPlanning'],
			 ],
			['Offshore Strategies', '../Chapter9.html#OffshoreStrategies', 
				['1. Personal Offshore Bank Account', '../Chapter9.html#PersonalOffshoreBankAccount'],
				['2. Offshore Brokerage Account', '../Chapter9.html#OffshoreBrokerageAccount'],
				['3. Offshore Companies', '../Chapter9.html#OffshoreCompanies',
					['a. Asset Protection Companies', '../Chapter9.html#AssetProtectionCompanies'],
					['b. Property-Owning Companies', '../Chapter9.html#PropertyOwningCompanies'],
					['c. Shipping Companies', '../Chapter9.html#ShippingCompanies'],
					['d. Trading Companies', '../Chapter9.html#TradingCompanies'],
					['e. Investment Companies', '../Chapter9.html#InvestmentCompanies'],
					['f. Professional Services Companies', '../Chapter9.html#ProfessionalServicesCompanies'],
					['g. Licensing Companies', '../Chapter9.html#LicensingCompanies'],
					['h. Internet/E-Commerce Companies', '../Chapter9.html#InternetCompanies'],
				 ],
				['4. Offshore Trusts', '../Chapter9.html#OffshoreTrusts'],
				['5. Offshore Foundations', '../Chapter9.html#OffshoreFoundations'],
			 ],
			['Choosing an Offshore Jurisdiction', '../Chapter9.html#ChoosinganOffshoreJurisdiction', 
				['Jurisdictions', '../Chapter9.html#Jurisdictions'],
				['Attributes of a Good Offshore Jurisdiction', '../Chapter9.html#AttributesofaGoodOffshoreJurisdiction', 
					['1. Essentials', '../Chapter9.html#Essentials'],
					['2. Country-Specific', '../Chapter9.html#CountrySpecific'],
					['3. Corporate ', '../Chapter9.html#Corporate'],
					['4. Banking & Investing', '../Chapter9.html#BankingandInvesting'],
			     ],
			 ],
			['Choosing an Offshore Service Provider', '../Chapter9.html#ChoosinganOffshoreServiceProvider'],
			['Tax Implications and Obligations', '../Chapter9.html#TaxImplicationsandObligation'],
			['Tips for Going Offshore', '../Chapter9.html#TipsforGoingOffshore', 
				['1. Due Diligence', '../Chapter9.html#DueDiligence'],
				['2. Computer Tips', '../Chapter9.html#ComputerTips'],
				['3. Communications', '../Chapter9.html#Communications'],
				['4. Online Banking and Trading', '../Chapter9.html#OnlineBankingandTrading'],
				['5. Moving Money', '../Chapter9.html#MovingMoney'],
				['6. General Tips', '../Chapter9.html#GeneralTips'],
			 ],
            ],
		
			['Appendix A 每 Investment Resources', '../Appendix_A-Investment_Resources.html',
			['1. Books', '../Appendix_A-Investment_Resources.html#Books'],
			['2. Print/Web Magazines & Newspapers', '../Appendix_A-Investment_Resources.html#MagazinesNewspapers'],
			['3. Television Shows', '../Appendix_A-Investment_Resources.html#TVShows'],
			['4. Investor Education and Learning Sites', '../Appendix_A-Investment_Resources.html#InvestorEducation'],
			['5. Investment and Financial Dictionaries', '../Appendix_A-Investment_Resources.html#Dictionaries'],
			['6. Personal Finance', '../Appendix_A-Investment_Resources.html#PersonalFinance'],
			['7. Calculators', '../Appendix_A-Investment_Resources.html#Calculators'],
		    ],
		
		['Appendix B - Investment Glossary ','../Glossary.html']
	]
];